Head of Product, PAYO Digital Bank - Stablecoin

div class= content-intro p strong About Payoneer /strong /p

p Founded in 2005, Payoneer is the global financial platform that removes friction from doing business across borders, with a mission to connect the world’s underserved businesses to a rising global economy. We’re a community with over 2,500 colleagues all over the world, working to serve customers, and partners in over 190 countries and territories. /p

p By taking the complexity out of the financial workflows–including everything from global payments and compliance to multi-currency and workforce management, to providing working capital and business intelligence–we give businesses the tools they need to work efficiently worldwide and grow with confidence. /p /div p strong Role summary /strong /p

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p PAYO Digital Bank, N.A. (PDB), Payoneer's national trust bank subsidiary, is seeking a strong strategic, execution-focused Head of Product /strong to own the product vision and roadmap for the bank's core offering: strong stablecoin issuance and redemption, customer onboarding, on/off-ramp experiences, /strong built on the bank's core ledger and custody infrastructure. /p

p This is a high-impact, high-visibility role reporting directly to the Chief Technology Officer of PDB. The ideal candidate is a seasoned product leader with regulated payments or banking experience who is comfortable building zero-to-one in an environment where compliance is a design input, not an afterthought. You will hold a roadmap to a regulatory clock, run disciplined launch gates, partner ruthlessly with engineering on execution, and represent product decisions to OCC examiners with confidence. /p

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p strong Candidates must be based in New York, NY OR Miami, FL | Full-time /strong /p

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p strong What you'll do /strong /p

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li strong Product Vision Roadmap: /strong Define and own the end-to-end product vision for PAYO-USD issuance, redemption, and payment flows, sequenced against the bank's regulatory milestones from pre-opening exam readiness through controlled pilot to general availability. /li

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li strong Engineering Partnership Execution: /strong Act as the ultimate unblocker for the engineering team. Drive ruthless prioritization, define clear acceptance criteria, and manage technical trade-offs to ensure on-time delivery without compromising compliance. /li

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li strong Compliance-Embedded Design: /strong Partner with Compliance to embed KYC, sanctions screening, and transaction monitoring controls directly into product flows. Document user journeys to a standard suitable for strict regulatory examination. /li

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li strong Launch Governance: /strong Design the controlled pilot, including transaction volume caps, staged merchant onboarding, and clearly defined launch criteria. Enforce feature freeze discipline ahead of user acceptance testing. /li

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li strong Vendor Platform Requirements: /strong Own product requirements for the bank's core banking, custody, screening, and oracle infrastructure partners, driving integration decisions alongside Engineering. /li

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li strong Transparency Trust: /strong Shape product requirements supporting proof-of-reserve attestation so stablecoin holders can seamlessly verify 1:1 backing. /li

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li strong Stakeholder Leadership: /strong Represent product decisions to the board, management committees, and OCC examiners as required. /li

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p strong Who you are /strong /p

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li strong Product Leadership: /strong 10+ years of product management experience, including 5+ years in payments, banking, or digital assets. /li

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li strong Regulated Environment Experience: /strong Direct experience shipping products inside a regulated financial institution, ideally under OCC, Federal Reserve, or state banking supervision. /li

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li strong Zero-to-One Track Record: /strong Demonstrated success taking a complex product from concept to launch, navigating technical dependencies, pilot design, and staged rollouts. /li

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li strong Stablecoin Mechanics: /strong Working knowledge of mint/burn flows, reserve backing, redemption rights, and on-chain/off-chain reconciliation. /li

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li strong Compliance by Design: /strong Demonstrated ability to build compliance requirements into the core product architecture rather than bolting them on afterward. /li

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li strong Regulator-Ready Communication: /strong Strong written and verbal skills; comfortable producing documentation reviewed by regulators and external auditors, and presenting to examiners. /li

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p strong Not a must but a great advantage: /strong /p

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li strong GENIUS Act Familiarity: /strong Understanding of the Permitted Payment Stablecoin Issuer framework. /li

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li strong SMB Cross-Border: /strong Experience serving SMB or cross-border payments customer bases. /li

/ul div class= content-pay-transparency div class= pay-input div class= description p em In accordance with New York City Law, below is the annual base salary range for this position. Actual annual base salary is based on, but not limited to: experience, education, professional licenses, location and business needs. The position is eligible for health insurance, disability insurance, life insurance, 401k plan, paid-time off, and sick (and where applicable safe) leave. This position is also eligible for a discretionary year-end bonus. /em /p /div div class= title The annual base salary range for this position is /div div class= pay-range span $220,000 /span span class= divider /span span $320,000 USD /span /div /div /div div class= content-conclusion p strong span data-contrast= auto The Payoneer Ways of Working /span /strong span data-ccp-props= { 335559738 :240, 335559739 :0} /span /p

p style= line-height: 1; strong span data-contrast= auto Act as our customer’s partner on the inside /span /strong span data-ccp-props= { 335559739 :0} br /span em span data-contrast= auto Learning what they need and creating what will help them go further. /span /em span data-ccp-props= { 335559739 :0} /span /p

p strong span data-contrast= auto Do it. Own it. /span /strong span data-ccp-props= { 335559739 :0} br /span em span data-contrast= auto Being fearlessly accountable in everything we do. /span /em span data-ccp-props= { 335559739 :0} /span /p

p span data-ccp-props= { 335559739 :0} strong span data-contrast= auto Continuously improve /span /strong br em span data-contrast= auto Always striving for a higher standard than our last. /span /em /span /p

p strong span data-contrast= auto Build each other up /span /strong span data-ccp-props= { 335559739 :0} br /span em span data-contrast= auto Helping each other grow, as professionals and people. /span /em span data-ccp-props= { 335559739 :0} /span /p

p style= line-height: 1; span data-contrast= auto span data-teams= true If this sounds like a business, a community, and a mission you want to be part of, apply today. /span /span /p

p em We are committed to providing a diverse and inclusive workplace. Payoneer is an equal opportunity employer, and all qualified applicants will receive consideration for employment no matter your race, color, ancestry, religion, sex, sexual orientation, gender identity, national origin, age, disability status, protected veteran status, or any other characteristic protected by law. If you require reasonable accommodation at any stage of the hiring process, please speak to the recruiter managing the role for any adjustments. Decisions about requests for reasonable accommodation are made on a case-by-case basis. /em /p /div